I. INFORMATION COLLECTED

We collect non-personally identifiable information in a number of ways. This information includes tracking activities through IP addresses, browser settings and most-recently visited pages on the Website. We do not collect any personally identifiable information about you unless you voluntarily submit such information to us.

II. USE OF IP ADDRESSES

In general, we will only use the information you provide to us to deliver products and services to our customers. We may use this information to deliver to you information about APIS and promotional material. Your information may also be used to contact you when necessary and may be shared with affiliates that may want to contact you with offers consistent with your stated preferences. It is the policy of APIS that we do not share the non-public personal information of our customers outside of APIS for any purpose other than underwriting or administration of a customer’s policy/account, or for the marketing of additional APIS products, unless the disclosure has been authorized by the customer or is permitted or required by law. Users may limit APIS sharing of personal and financial information with its affiliates and/or with outside companies it contract with as described in Section VII below.

III. USE OF IP ADDRESSES

We use your IP Address to help diagnose problems with our server, and to administer our Website.

IV. USE OF COOKIES

When you view our Website we might store some information on your computer. This information will be in the form of a “cookie” or similar file. Cookies are small pieces of information stored on your hard drive, not on our site. Cookies do not spy on you or otherwise invade your privacy, and they cannot invade your hard drive and steal information. Rather, they help you navigate a website as easily as possible. We use cookies to deliver content specific to your interest and, optionally, to prevent you from reentering all of your registration data at each connection.

V. SECURITY

At times, in order to complete certain transactions, you will be asked to provide sensitive financial and personal information. We will provide encrypted Secure Socket Layer (SSL) connectivity to your browser for these types of transactions. SSL encryption offers a highly secure transfer mechanism that is generally considered acceptable for commercial purchase transactions.

Our site has industry standard security measures in place to protect the loss, misuse and alteration of the information under our control. While there is no such thing as “perfect security” on the Internet, we will take all reasonable steps to insure the safety of your personal information.

VI. OTHER WEBSITES; LINKS

Our Website may contain other links to other web sites. APIS is not responsible for the privacy practices or the content of such web sites.

VII. CHOICE; OPT OUT

Since the company’s inception in 1986, APIS has been known for its exceptional service. If you decide that our rigorous practices meet your privacy expectations, no further action is required. If you choose to opt out of information sharing, you can email us with your privacy preferences at info@councilservice.com

VIII. MEMBERS-ONLY AREAS

Members-only areas of our Website requires registration and verification that you are a policyholder of, or have an account with, APIS or an affiliate. If you are a member, but do not wish to register, you will not be able to access those areas of the Website designed for members. When accessing the members-only portions of the Website, we will request personal information, including account numbers, to verify your identity and provide the information you requested.

IX. PUBLIC FORUMS

Please remember that any information that is disclosed in public areas of the Website becomes public information and you should exercise caution when deciding to disclose your personal information.